A washing machine supply line let go upstairs in one of the south-end condo buildings, and by the time anyone noticed it had found three units below. That's the pattern on that half of the island — one failed hose becomes four claims, so the drying plan has to cover shared walls and ceiling cavities, not just the unit that called.
North of Coquina Key Park it's a different job. Those 1950s and 60s slab ranches sit low, and Helene put bay water through them the same night it took Shore Acres and Venetian Isles. Salt Creek is the one people forget — it backs up in a hard rain with no surge involved at all, and what comes up isn't clean.
Slab ranches and condo stacks, two different water problems
Is water coming up through the floor flood or homeowners?
Rising water off the bay or Salt Creek generally falls under flood; a burst pipe inside falls under homeowners. We document the source and the moisture readings either way.
My neighbor's unit flooded and my ceiling is wet. Who dries my side?
We'll dry your unit regardless of whose line failed. In the south-end buildings that means coordinating with the association on the shared walls.